Loans and Credits to Suit Every Need of Your Customer
Aura Cloud makes it easy to offer flexible lending at competitive rates, while increasing customer satisfaction through faster processing times and improved data collection.
Meet Every Need of Your Customer
Approve Loans in Minutes
Full Life cycle Processing at Ease
Be there when your customer needs you.
Capturing the business moment as it happens and being there when your customer needs you is the dream of every financial institution.
Our solution enables financial institutions to automate and digitise the entire loan origination process, from customer onboarding through funding.
This helps them to improve underwriting accuracy, manage risk more effectively, and deliver loan approvals faster than ever!
Lending for the Digital Age
Meet Every Need of Your Customer
Consumer loans, salary credits, educational loans, Buy Now Pay Later schemes, mortgages, refinancing, overdrafts, Loans against assets, Loans for specific events in life - You can make a difference in your customers lives by being there for them at the right moment. Create and launch products that suit your market needs and be there when you are needed.
Approve Loans in Minutes
We’ve simplified the process so much, it takes just minutes to apply for a loan. With a 100% digital process neatly service orchestrated with external data providers, your decisions are data-driven and fast. In addition you can provide multiple channel origination, with variable price points, discounts and commission models.
Full Life Cycle Processing at Ease
With the help of Aura Cloud, you can manage the entire loan and credit life cycle right from origination, automated disbursements, repayments and everything in between. You can have your own dunning / collection process and ensure complete control on your asset portfolio. All Automated, All Digital.
Leverage Data to Reduce Costs & Drive Business Results
We provide a single, unified view of all customer data and transactions across multiple channels in real time.
This allows banks to make more informed decisions about their customers’ creditworthiness and risk profile, which leads to increased loan approvals and higher returns on investment.
Our solution also enables banks to manage the entire end-to-end process from origination through servicing, collections, reporting and compliance – all from one place.
Unleash the Opportunities of Lending
Our cloud-based platform is designed to simplify the lending process and reduce costs, so you can focus on what matters most – helping your customers grow.
-
Consumer loans
Salary advances
BNPL / E-commerce Credits
Overdrafts / revolving credits
Mortgages and loans against property
Collateralised loans
Education and other subsidised loans
-
100% Digital credit origination
Credit rules and scoring
Connected to industry data sources
Risk based pricing
Manual control where required
Pricing based on Channel / Agents and sourcing partners
Completely automated disbursements
-
Loan origination
Automated Disbursements with multiple options
Customer output mangement
Complete loan life cycle management
Invoice management
Reminders, Notifications and Alerts
Status controls for Asset quality
Collective and individual impairment
Credit bureau handoffs
Collection management
-
![]()
“With Aura Cloud as a partner, we can make the right moves to increase sales and profitability. Aura Cloud has an exciting platform that will help us in our future endeavors while also adding new functionality for increased efficiency on credit processing!”
– Andreas Johansson, CEO at Wästgöta Finans
-
![]()
“Aura Cloud is a partner who supports our business and product development with an agile, solution-oriented approach. The platform lets us develop new products while staying compliant - we can meet customer needs without sacrificing efficiency or security.”
– Joakim Wiksten, CEO at Serafim Finans
-
![]()
“Aura Cloud has helped to transform our back office and investment platform, replacing legacy systems with a far superior automated one that is constantly monitoring what’s most relevant to us. The cloud-based solution not only saves money but also mitigates risks in real time providing stress free days for all members of my team!”
– Elisa Saarinen, CEO at Vauraus
-
![]()
"We chose Aura for its hands-on and fast implementation process, responsive customer support team members who are always happy to help you out in a timely manner."
– Alexis Kopylov, CEO at DBT Capital
Your Future Loans Platform Is Ready for Launch
1 · Book a Demo
Get to know our platform with our experts. We will walk you through its myriad capabilities and how it benefits your business. Discuss your business ideas / use cases and challenge us with your vision. You will be surprised with the vast capabilities that you can unlock for your business.
2 · Personalise Your Experience
Our experts will scope your business, make a fitment and provide advice on how to make the best of the platform. Demand your own Customer Journey, play with our APIs, customise your data flows and bring your products to life.
3 · Launch Within Weeks
Be it a green-field or migrated portfolio, our on-boarding is smooth, structured and simple. Our tested on-boarding methodology ensures fit-for-purpose and quick deployment processes ensures that you can hit the ground running in weeks.
Integrate With Ease
You don't have time to waste on complicated integrations or expensive tools that just don't work the way they should.
With Aura Cloud, your team can easily create new APIs or modify existing ones without having to do any heavy lifting.
In fact, with over 6500+ actions on various APIs available to choose from, the possibilities are endless! And because our REST API container is automatically version controlled, there’s no need for you to worry about ever losing data again.
Be the First to Know
Sign up with your email below, to receive news and updates on our latest product developments!